Comprehensive Credit Reporting participants
Over 95% of consumer credit accounts have repayment history being reported across Australia.
Currently, most Australian credit consumers had comprehensive credit data being reported for at least one credit facility.
Financial institutions in Australia, including many based in regional Australia, are reporting accounts under the Comprehensive Credit Reporting (CCR) regime.
This means that most Australian consumers have data on their credit history being reported for at least one credit facility – whether it be Home Loan, Credit Cards, Auto or Personal Loans.
The availability of this data is not only great news for credit providers and for the Australian economy, but for individual consumers.
Today, your credit report is a much more balanced reflection of your credit history rather than just black marks. It includes additional information on the type of accounts you hold, up to 24 months of your repayment history, how many times you’ve applied for credit and how much debt you have available.
Participants and progress with CCR
Currently more than 70 credit providers in Australia are supplying CCR data as at the end of May 2022. These credit providers have demonstrated massive commitment to ensure it helps them lend to consumers more responsibly.
Below for a list of credit providers that are currently participating in CCR and which have agreed to be listed*:
|Alex Bank Pty Ltd||American Express|
|Athena Home Loans||Australian Military Bank|
|Auswide Bank||Bank Australia|
|Bank of Melbourne||Bank SA|
|Bankwest||Bank of Sydney|
|Bank First||Bendigo & Adelaide Bank|
|Fair Go Finance||Firstmac|
|First Federal Home Loans||Greater Bank|
|Great Southern Bank||Grow Finance|
|Health Professionals Bank||Harmoney|
|Illawarra Credit Union||ING|
|Keystart Loans||Latitude Financial Services|
|MOVE Bank||MyState Bank|
|NAB||Nano Home Loans|
|Newcastle Permanent Building Society||Nimble Australia|
|NOW Finance||Qudos Bank|
|People's Choice Credit Union||Pepper Money Limited|
|RAMS||Right Road Finance|
|Society One||St George Bank|
|Taurus Motor Finance||Teachers Mutual Bank|
|ThinkMe Finance||Think Tank Group|
|Volkswagen Financial Services||Volt|
Click here to read more about CCR.
* A small number of credit providers have asked to not be listed here.
Comprehensive Credit Reporting Participants