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Comprehensive Credit Reporting participants

Over 95% of consumer credit accounts have repayment history being reported across Australia.

Currently, most Australian credit consumers had comprehensive credit data being reported for at least one credit facility. 

Financial institutions in Australia, including many based in regional Australia, are reporting accounts under the Comprehensive Credit Reporting (CCR) regime.

This means that most Australian consumers have data on their credit history being reported for at least one credit facility – whether it be Home Loan, Credit Cards, Auto or Personal Loans.

The availability of this data is not only great news for credit providers and for the Australian economy, but for individual consumers. 

Today, your credit report is a much more balanced reflection of your credit history rather than just black marks. It includes additional information on the type of accounts you hold, up to 24 months of your repayment history, how many times you’ve applied for credit and how much debt you have available.

Participants and progress with CCR

Currently 62 credit providers in Australia are supplying CCR data as at the end of May 2021. These credit providers have demonstrated massive commitment to ensure it helps them lend to consumers more responsibly.

Below for a list of credit providers that are currently participating in CCR:

86400 Alex Bank Pty Ltd
American Express AMP
ANZ Athena Home Loans
Australian Military Bank Auswide Bank
Bank Australia Bank of Melbourne
Bank SA Bankwest
Bank First Bendigo & Adelaide Bank
Beyond Bank Brighten
CitiGroup CBA
Fair Go Finance Firstmac
First Federal Home Loans Greater Bank
Great Southern Bank Health Professionals Bank
Harmoney HSBC
Humm Illawarra Credit Union
ING Group Keystart Loans
Latitude Financial Services Macquarie Bank
MeBank MoneyMe
Mercedes-Benz Financial Services Australia MoneyPlace
MyState Bank NAB
Nano Home Loans Newcastle Permanent Building Society
NOW Finance Qudos Bank
People's Choice Credit Union Pepper Money Limited
Plenti P&N Bank
PRA Australia RACV
RAMS Right Road Finance
Society One St George Bank
Suncorp Symple Loans
Taurus Motor Finance Teachers Mutual Bank
ThinkMe Finance Westpac
Wisr  

Click here to read more about CCR. 

Comprehensive Credit Reporting Participants

Plenti StandardVersion Purple

February 2016

wisr

May 2016

Moneyplace

May 2017

SOCIETY ONE

November 2017

NAB

February 2018

HSBC

March 2018

NOW FINANCE

May 2018

Harmoney

June 2018

CITI

June 2018

teachers mutual

June 2018

unibank logo

June 2018

fmb

June 2018

Health Professionals Bank

June 2018

Newcastle permanent

July 2018

think me

August 2018

Westpac W Logo

September 2018

ANZ

September 2018

CBA H RGB

September 2018

BANKWEST

September 2018

ST GEORGE

September 2018

BOMELB

September 2018

BANK SA

September 2018

right road finance

October 2018

MyState

November 2018

Latitude financial services

December 2018

MME

December 2018

SympleLoans

February 2019

Great Southern Bank Logo

March 2019

greater bank

May 2019

PEPPER MONEY

May 2019

ME BANK

June 2019

australian military bank

July 2019

american express

July 2019

humm logo

July 2019

RAM

September 2019

Taurus logo

October 2019

FairGo

October 2019

firstmac

November 2019

AMP Logo CMYK

November 2019

86400

December 2019

MACQ

December 2019

Athenaone

February 2020

ing

February 2020

Illawara

February 2020

SUNCORP

June 2020

LOGO Blue Pos RGB

August 2020

Alex Logo BLACK RGB

September 2020

Beyond Logo CMYK

October 2020

Nano digital home loans logo

October 2020

Bank first logo horizontal

November 2020

1200px RACVBrand.svg

January 2021

pn bank

January 2021

bendigo and adelaide bank

February 2021

Bank Australia logo.svg

April 2021

PC Logo Horizontal RED RGB3

June 2021

PRA Group Logo 01

June 2021

Keystart Logo Variation01 RGB

August 2021

Digital Agency: Spark Green

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