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Greta Stonehouse
Australian Associated Press
30 November 2019

Millennials signing up to payment services in an effort to avoid credit card debt may not be aware that buying now could mean paying later with their credit health.

Maddy Lalic was in her teens when she signed up to a leading buy now, pay later provider. The application was approved and her spending soon exceeded the $300 per week she earned as a casual.

"It sounds kind of bad, but you feel like you're not actually spending money when you spend it like this," said Ms Lalic, who says she uses Zip Pay for beauty treatments such as lip fillers and laser hair removal, and Afterpay for clothes and accessories.

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